EASY TIP TO SAVE ON CAR INSURANCE

 

One tip that’s often listed as a way to save on car insurance is to review your policy and check rates from different companies for the same type of policy. You may find you can save significantly on your premiums by going with another company.

Another way to possibly gain some money is to review the continuation notice the insurance company sends. Make sure the information shown—for example, number of miles driven, what coverage is on the vehicle, and if the vehicle is paid off, that no liens are listed against the auto—is correct. In my case, I discovered that although my car had been paid off for almost a year, there was still a lien listed on it. Correction of this error and another error on the notice resulted in a savings of $76.00. Taking the time to go over the information yielded money found. Why give the insurance company more of your hard-earned money than you have to?

 

P. Booher

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Freezer Tip

If you have a chest freezer, consider keeping a bag of ice and at least two or three quart or larger containers of water in it. This supply makes a “mini-freezer” that keeps your food colder longer in case of a power outage. A bad storm recently came through the area I live. The power was out for about twenty-four hours. Because our chest freezer wasn’t full I thought we would lose the food, especially when I heard chunks of ice falling inside the freezer. But the food inside was still solid when the electricity was restored. Some time ago I put a bag of ice in the freezer, along with plastic jugs of water. During the power emergency I bought two more small bags of ice and added them to the freezer. I think this, along with not opening the freezer, helped keep the food, and kept us from the expense of having to replenish our supply. P. Booher

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A Bear in the Dark

Our local bear is definitely back. His huge paws have repeatedly dug up the soil by the opening in our back fence. He’s raided garbage cans the entire way down our street, and even knocked over the dumpster of the local nursing home. He’s grown since last year. One of the nursing home residents, who had the pleasure of watching him rummage through that dumpster, insists that our bear weighs in at a hefty, six hundred pounds. A famous naturalist once said, “A bear a long distance from a scale always weighs more.” However, considering that male, black bears in the Northeast often exceed eight hundred pounds, the estimate of six hundred doesn’t seem unreasonable.

A few people have seen him. Most of us have picked up after him, but other than our still jittery neighbor that almost walked into him last summer, the rest of us just accept his presence with a casual shrug and use him as a conversation starter. In our neighborhood, nothing will inspire a friendly conversation quicker than detailing your latest attempts to keep your trash bags on the curb and in tact until the garbage truck arrives at 7:15. We are perfecting our systems: some successful, some not so. It appears that Blackie loves the smell of Lysol, and despises the stench of dirty, kitty litter. Who knew?

Other than being a temporary inconvenience however, our black bear and his crime fighting abilities seem to be a welcome addition to our community. Hoodlums and troublemakers don’t creep around our houses when darkness falls, because the night belongs to Blackie.

Unfortunately, and we should have known this was coming, we don’t always return home before darkness falls. Tonight was one of those nights, and as I sit in my living room listening to the occasional rumbling utterances of our seasonal security guard, I thought I would share the experience of the now jittery people that live in my household.

My husband and I and two of our grown children had been to visit my parents this afternoon. It had been a quiet time of friendly discussion, reminiscing of the past, thinking about the future, and sharing strawberry shortcake, made from berries grown in my own patch. Unwilling to leave my parent’s company, the four of us lingered far later than we had planned. When the clock’s hands traveled past eleven, we realized it was time to start the long journey home.

Only a few stars lit the sky as we stumbled out of the Jeep into our driveway. Visibility in the hollow is often difficult. Streetlights are a commodity we country people have decided to live without.

We were a few feet from the house when the loud bellow of a very large, irritated beast stopped us in our tracks. What followed was total pandemonium.

“What in the world was that?” someone muttered, as everyone’s eyes peered into the darkness to see vague, undefined shapes. Was there actually a bush that close to the bridge? Were the shadows really moving?

“Was that the bear?” someone gasped, “It was the bear wasn’t it?”

A deep threatening bellow echoed from the darkness directly in front of us.

“Oh no, that was the bear!”

“That was close, where is he?”

“I can’t see anything, but he’s not far away, and he’s yelling at us!”

“He’s really close. I can hear him. We gotta get inside!”

“Someone’s got the keys, right?”

“Who’s got the keys?”
I fondled the zipper on my purse, but gave it no further thought. We would all be dead before I found my keys at the bottom of that mess. Surely, someone else had the frame of mind to take out his or her keys as we pulled into the driveway!

“Someone hurry up and open the stinking door! Where is that bear?”

“I think he’s on the other side of the creek!” my son decided.

This wouldn’t have seemed like such a problem had the creek been more than forty feet away, but a black bear can run 35 miles or a total of 184,800 feet per hour, or 3,080 feet per minute. That translates out to 51.33 feet per second. It takes three people, fumbling with multiple sets of keys at least five seconds to figure out which key on their rings doesn’t belong to a house we lived in twenty years ago, and another fifteen seconds of stumbling over each other to determine which panicked, misguided soul was responsible enough to insert their key into the lock.

“Come on, guys, make lots of noise! You’re supposed to make lots of noise!” my daughter yelled.

We were already making enough noise to wake up our neighborhood — and the next — and perhaps the dead in the cemetery on top of the hill.

During the later half of this chaos, hubby, whose vision isn’t the best in the daylight, was fumbling with one key after another.

“Not that key,” he muttered.

“Hurry up!” I gasped. “We’ve got to get in the house.”

“You’ve always said that you want to get a look at him,” my man grumbled as he finally inserted the proper key into the lock.

“Not while standing in the dark holding a half gallon of ice cream!” I howled back. “He’s gonna take me first!”

This saga ended, with my family rushing into the safety of our sturdy, old home and me slamming the door behind us.

Did we see the bear? Of course not. With flashlights in hand, we hung out the upstairs windows and scanned the forest for five minutes after our adventure, and never caught a glimpse of the animal that was scolding us from the darkness. We felt like a bunch of (jittery) kids running from a shadow, but a six-hundred-pound bear casts a very ominous shadow!

Next week the neighborhood conversation starter will be: “Hey, did you hear about family that lives on the end of the street? They got chased into their house by the bear on Monday night.” and the most common reply will be: “So that’s what all that noise was about.”

Sue ,black bear encounter, black bear, black bears , black bear encounter, black bear, black bears, black bear encounter, black bear, black bears

More information about our bear and black bears in general

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HUMMINGBIRD OR HOUSE FINCH?

I was birdwatching with my  mom today, and birdwatching with my elderly mother is always educational, and never boring. I have never come across a bird that she doesn’t know the name of.  She recognizes their songs, and is familiar with their feeding habits and behavior, so when mom says that she’s seen an unusual sight, I know that it must be something incredible: like the patient, red-bellied woodpecker that finally lost his cool and cracked the irritating, red squirrel on the head with his beak, or the white falcon that landed on the garage roof one snowy, winter’s evening. Those stories always leave me sighing, “I wish I had been there to see that!”

This afternoon, I was actually with her at the right time. While we were watching the goldfinches quarreling over the hanging bags of  thistle seed and the stately blue jays strutting about the grass in search of scattered bird feed, Mom found the opportunity to introduce me to a pair of house finches that had been making a habit of drinking from her hummingbird feeder. I rushed for my camera so that I could share this moment with you. Unfortunately the male had flown away before I managed to focus, and an oncoming storm played havoc with the lighting, but you can see from the photo that this is definitely not  your common hummingbird.

How this pair manages to get nectar out of those tiny holes is a mystery, but their frequent visits to the feeder suggests that they are getting something!house finch eating from hummingbird feeder photo photography house finch eating from hummingbird feeder photo photography house finch eating from hummingbird feeder photo photography

Note: A little research identified the bug from last week’s blog article as an “eyed elater” otherwise known as an “eyed click-bug.” They are a harmless and very helpful insect. The adults live on nectar, but the larvae eat wood-boring insects. If this critter’s kids eat termites, I’m rolling out the red carpet. The eyed click-bug is welcome to stay!

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Can Anyone Tell Me What This Is?

Spring is swiftly fading into summer here in the Northeastern U.S. The bear has been rummaging through the garbage cans and keeping the neighborhood dogs howling all night. The chipmunks have been stealing as much birdfeed as their little mouths can carry. Even the humming birds have come back from their winter holiday and  are buzzing about the newly filled feeder. The mild winter, and unseasonably warm spring have brought about some unexpected changes. The blueberry and raspberry bushes are hanging heavily with developing fruit, and the strawberries have begun ripening a full month early.  The young trees in our new orchard are leafing out beautifully, and the asparagus have already pushed their odd purple noses up out of the soil. The ferns at the creek side are reaching amazing heights. It looks as though the summer of 2012 will be a time of great beauty and unusual sights. Sights like a blue heron with wings outstretched preparing for flight, huge spiders tucked neatly into their hiding places around the doors of the shed, pileated woodpeckers soaring above the forest in search of dying trees to pulverize, large flocks of red-headed, turkey vultures making nightly trips to their favorite roosts, and this little fellow.

I was lounging on the porch watching the birds this morning when my eyes began to play tricks on me. A piece of the ancient, wood trim appeared to be crawling away! Further investigation revealed this friendly, extremely unusual insect. He is 1 3/4 inches long and has the calm, majestic movements of a praying mantis. He didn’t even mind being transported from the porch to a rock so that I could photograph him. I have lived in this area all of my life and spent untold hours hiking in the forest and have never seen one of these. Does anyone out there have an idea what kind of beetle this is?

Sue

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A Monster in the Bathroom!

There was a monster in my bathroom this morning. It was growling, snarling,  wearing blood, and dripping with drool, but that is the end of this story, let me start at the beginning—

 Activity begins in our home well before dawn . My husband jumps out of bed, eager to meet the day and slaps the alarm clock without giving it a chance to ring. He greets me with a cheerful “Good Morning!”

Having at the most five hours of sleep at this unhealthy hour, I grunt a barely audible ”Sure”, then roll over and cover my head before this enthusiastic early riser decides to give me a cheerful, good morning kiss.

Remember to close that lousy door,” I groan as I review in my mind that morning consists of sunlight and songbird serenades, not barely penetrable darkness and the haunting cries of a screech owl.

If it is truly a good morning, my husband remembers to close the bedroom door and our cats Grendel and Kitsten stand outside in the hall squalling and screaming, in an effort to attract the attention of the nearest animal control officer so they can plead their case of cruelty and neglect. I cover my head with the pillow, and slip into a disturbed sleep, filled with dark, savage dreams of being torn to bits by the monsters just outside my bedroom door. But at least I managed to get back to sleep.

A bad morning starts with an open bedroom door.

Just as conscious thought began to falter and the world about me began to fade, Kitsten stealthy crept into the room. She carefully placed her mousie on the floor by the bed, hopped onto the television stand and from there lunged onto my hip, where with the purr of a Harley Davison she began her morning constitution. Five or ten minutes later, Grendel, the queen of the house, realized that someone was awake and came tearing up the stairs to demand her morning devotion and to remind her human subject that the food dish was empty. Jumping on my shoulder, she began clawing at the blanket expecting me to grant her admittance to my dark and once peaceful world. I strove in vain to ignore her, but when those urgent, borrowing claws began to draw blood, I reluctantly lifted the covers to permit this excessive drooler to share the warmth of my blankets.

Unfortunately, breathing recirculated cat breath in the wee hours before dawn became so unappealing that I threw back the blankets choking for air. It was then that Pudge, “The Big Guy” bounced onto my side, forcing the breath from my lungs and waking the queen. Pudge will share a box, a laundry basket, or a spot in the sun with Grendel, but he refuses to share his people! He hissed. She growled quietly to remind him of his place. He growled. She rose to her feet to confront him. He hissed again. She threatened to rearrange his face. Kitsten came forward just to see what the commotion was about. Pudge swatted Kitsten’s nose to remind the kid that he found her curiosity annoying. Inches from my face, a slapping match ensued. Grendel now bored with this petty squabbling shook her head violently, whipping drool in every direction. With her subjects occupied, the queen settled back down to sleep.  I, on the other hand, was wide awake. I carefully nudged the fighting cats to the floor, and headed to the bathroom.

Yes, there was a monster in my bathroom this morning. It was growling, snarling,  wearing blood, and dripping with drool. That monster was me, and if you will forgive this monster, she is going to feed the cats, close that door, and go back to bed. (Now where did I put those earplugs?)

Sue

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I’m Back!

  

                                                   Hyacinth

Sorry I’ve been gone so long folks, but emergencies take precedence, even over the blog world, and believe it or not, there are some places in this United States that don’t have (and don’t want) the Internet. I suppose I could have typed my next blog article on my cell phone like some people do, but considering that it takes me fifteen minutes to send a two sentence text, the Internet would be obsolete before I posted this article!

First, I must thank the Almighty for hospitals, auto mechanics, chiropractors, Internet repairmen, and some guy in Hong Kong that sells laptop, power adapters and hinges. It’s been a very bad couple of weeks.

But with the bad also came a ray of sunshine. The flowers this year are just incredible! In my lifetime (and that’s a pretty long time), I have never seen spring appear with such vibrant colors! The daffodils and tulips bloomed in abundance, and the forsythia and the crab apples were so heavily laden with flowers that they looked unreal.

The family members that were ill are doing well, the laptop is up and running again, and when you turn the key, my truck actually shuts off. Things are returning to normal so I managed to sneak outside and grab a few photographs, that I thought I would share with you.

SueCrocusForsythia

                                                                           Crab apple

                                Orange lilies (blooming in my mom’s dining room)

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